Cash Alternative Cover
Interest rates are on the move — is your cash working as hard as it could be?
You may be leaving money on the table.
Our Cash Alternatives Corner brings together current rates across CDs, Treasuries, and more, so you can see exactly what your cash could be earning right now. We actively monitor the market across a full range of options, including money markets, to identify opportunities that may align with your broader financial strategy.
Click below to view current rates and see what opportunities are available today:
Rates update weekly, and the right opportunity depends on your timeline and goals. Reach out to our team for today’s most current rates and a conversation about what makes sense for your situation.
How to Read the Rate Monitor
The rate monitor covers a lot of ground. Here's where to focus:
Treasuries — Look for the Treasuries (YTW) section. This shows what the U.S. government is currently paying on short- and longer-term bonds. Rates are organized by term, from 3 months up to 30 years, so you can see what your money could earn depending on how long you're comfortable setting it aside.
Brokered CDs — Look for the Brokered CDs (YTW) section. These work similarly to a bank CD but are available through your investment account and often carry more competitive rates than what you’d find at a local bank.
Reading the columns — The Friday column reflects the current rate. Previous shows last week's rate, and 1-yr Ago gives you a sense of where rates stood a year ago — useful for seeing how much the opportunity has shifted.
What does YTW mean? YTW stands for Yield to Worst. Think of it as a conservative estimate of what your money will earn. It's a useful benchmark for comparing options.
Not sure where to start? Contact us and we'll walk you through it.
