Dependable financial partnership from
    personable, capable professionals.

    As your financial partners, we deliver sound financial advice
    with transparency, trust, and accountability. We have your back.

    Our Team

    Michael Manning

    Michael A. Manning, AIF®, MBA

    CEO of The Manning Companies

    Michael is the CEO of The Manning Companies. He has more than 35 years of experience providing financial planning, wealth management, and asset management advice. He has a wealth of knowledge related to proper investment allocation, retirement planning, portfolio management, estate, and income tax minimization, charitable planning, and wealth transfer strategies.

    Michael's primary responsibilities include staying current on investment, insurance, and planning strategies; providing counsel to clients and financial advisors at the firm and making sure business operations continue to run smoothly; and keeping an eye on the ever-changing regulatory environment.

    Michael resides in Coronado with his wife, Nancy. He loves to travel, exercise, ride bikes, take his dog Kona on long walks, and spend time with his family and friends.

    Bill 2022


    William B. Corder AIF®, CPFA®

    Senior Financial Advisor, Manning Wealth Management, Inc.
    President, MWM Retirement Solutions, Inc.

    Bill has more than 21 years of experience in the financial services industry, is securities registered and insurance licensed, and is a registered representative and investment adviser representative of Commonwealth Financial Network®.

    Bill is a senior financial advisor at Manning Wealth Management, which allows him to work with individual clients. In this role, Bill is experienced in assisting clients with financial planning, asset management, risk management, legacy planning, charitable giving, and tax reduction strategies.

    In addition, Bill is the president and co-founder of MWM Retirement Solutions. His role is to organize, formalize, and implement each client’s fiduciary process and monitor how it affects each retirement plan. He is also an Accredited Investment Fiduciary® (AIF®) and a Certified Plan Fiduciary Advisor (CPFA®) designee, both of which represent a thorough knowledge of and ability to apply fiduciary practices in an individual and employer retirement plan setting. When providing investment advice, Bill acts as a fiduciary in the best interest of his clients and takes pride in his ability to implement prudent policies and procedures.

    Bill resides in Coronado with his wife, Brandy, and their two children, Wyatt and Vivian. Bill leads an active life and enjoys cycling, golfing, kayaking, exercising, and taking his kids to the beach. Bill is an avid sports fan and also enjoys spending time with his family, cooking, and reading.

    Heather R. Nicholas, AIF®, CLTC

    Heather R. Nicholas, AIF®, CLTC®

    Financial Advisor

    Heather Nicholas has more than 21 years of experience in the insurance and financial services industry, is securities registered and insurance licensed, and is a registered representative and investment adviser representative of Commonwealth Financial Network®. She is also an Accredited Investment Fiduciary® (AIF®) and holds the Certified in Long-Term Care® (CLTC®) designation, which focuses on the profession of long-term care planning.

    Heather is an analytical and driven financial professional who builds strong, trusted relationships with the clients she serves. She is dedicated to helping people create plans to secure their financial and retirement goals and works with her clients to implement the strategies to work toward their goals and maintain their lifestyles. She is an advocate of not only building wealth but protecting the wealth and legacy of their family.

    Heather was born and raised in San Diego and now resides in Scripps Ranch with her husband, two sons, and daughter. Her husband is a U.S. Navy veteran and naval aviator now working in the private sector. She enjoys working out, yoga, snowboarding, outdoor activities, country music, and family time. She speaks Chaldean, a dialect of the Arabic language, and has a B.S. in business administration with an emphasis in finance from San Diego State University.

    Walter 2022




    Walter D'Souza AIF®

    Director of Retirement Plans

    Walter has worked as a financial advisor for more than 20 years, specializing as a retirement plan consultant. He is well-versed in retirement plans for small to mid-sized businesses and 403(b) retirement plans for nonprofit organizations. He has earned the Certified Retirement Plan Specialist (CRPS) designation from the American College of Financial Services.

    Walter is a firm believer in educating people on personal finance. Through his work with nonprofits, he has had the opportunity to speak to high school and elementary school students about managing money and finance. He has also worked with first-time homebuyers on saving money, reducing debt, and avoiding financial pitfalls.

    Walter lives in the South Park neighborhood of San Diego with his wife, Kimberly, and daughter, Clara. He likes to spend his weekends in the quiet desert town of Borrego Springs. He collects vintage stereos and records, and has an extensive collection of both. His collection was even featured at an art gallery where he was convinced by the gallery owner to list some of them for sale, a mistake he vows never to repeat.

    Operations Team

    Tina C. Emmet

    Tina C. Emmet 

    Director of Operations

    Tina has worked in the financial services industry for more than 20 years. She initially worked at Moody’s Investors Service in New York and subsequently worked for an investment bank in Columbus, Ohio. While at those firms, she worked in corporate credit analysis, commercial real estate finance, and affordable housing (LIHTC). Since joining The Manning Companies in 2015, Tina has primarily focused on client relations, adding the role of director of operations in 2020.

    After many years living in Coronado, Tina now lives in downtown San Diego. She enjoys spending time with her three adult children, participating in all the outdoor activities available in San Diego, attending live theater, and traveling to her hometown of NYC where one of her daughters resides. She received her BA from Smith College and her MA from Columbia University’s School of International & Public Affairs.

    Reanna C. Guerrero

    Reanna C. Guerrero

    Senior Client Service Associate

    Reanna has been with The Manning Companies since 2020 and has worked in the financial industry for the past 5 years. As a member of the Operations team, she helps facilitate the opening of new accounts and ongoing account management.

    A native San Diegan, Reanna resides in North Park. Reanna loves to travel, spend time with her family, go to the beach, go to brunch, and entertain.

    Brittany L. Worley

    Brittany L. Worley

    Client Service Associate

    Brittany joined The Manning Companies in 2019 as a member of the Operations team. She is from Noosa, Australia, where she grew up surfing and swimming in the beautiful waters of the Sunshine Coast in Eastern Australia. Her family owned a backpacker's hostel and cafe that she helped run when she wasn't traveling herself. Brittany has been to more than 60 countries (and counting) and has a degree in hospitality management. In 2018, she moved to San Diego with her husband, Geoff. They currently reside in Coronado with their beautiful new daughter, Quincey, who was born in December 2020. Brittany enjoys camping, swimming, and cooking as well as spending time with her family and friends. Of course, her favorite pastime is traveling, exploring, and meeting new people.

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    Elizabeth G. Steffanic

    Office and Marketing Coordinator

    Elizabeth has been with The Manning Companies since 2020 as an administrative assistant. She maintains client scheduling, communication, and assists with client inquiries. She is originally from Modesto, California, and moved down to San Diego in 2014 where she now resides in BayHo. She enjoys traveling, playing piano, brunching at Sugar and Scribe, and being a mixologist for friends and family.

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    Denise B.  Pomplun

    Client Service Associate

    Denise has been with the Manning Companies as a Client Services Associate for Retirement Solutions since 2022. A local to San Diego and SDSU graduate, Denise enjoys spending time in nature with her pets, tending to her plants and garden, cooking, collecting vinyl records, and giving back to her local Latinx community.

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    Kira E. Ferguson

    Financial Planning Intern

    Kira has been with the Manning Companies since 2021 as a financial planning intern. She is a San Diego native and loved the sunny weather so much she decided to stay for college. Kira is currently pursuing a bachelor of science degree in business administration, with an emphasis in finance, at San Diego State University as a part of the class of 2025. She enjoys traveling with family and has been to 20 countries, as well as working out, getting coffee at Better Buzz with friends, and skiing with her mom in the winter. After college, Kira plans to attain an MBA and become a financial advisor.